Start with a short message
Where, how many bedrooms and about how much. Deborah takes it from there.
How buying works
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Know your budget
Know the full monthly cost before you start looking.
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See the right homes
Homes in Maryland that fit, with an honest opinion on each one.
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Make the offer
Priced from what similar homes sold for, and explained before you sign.
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Inspection to keys
Inspection, appraisal, walkthrough and closing, with Deborah keeping track of every date.
Where Deborah helps buyers
Choose a town to ask about buying there.
What buyers ask
How much do I need for a down payment?
Some loans need very little down and others need more. A lender can tell you what you qualify for, and Deborah can put you in touch with one.
How long does it take to buy a home?
Finding the right home is the part nobody can time. Once your offer is accepted, closing usually takes several weeks with a mortgage and less with cash.
Do I pay the agent who helps me buy?
Sometimes the seller pays it and sometimes the buyer does. Deborah explains the fee, and who is expected to pay it, before you sign anything.
What are closing costs?
They are the fees due when the sale closes, such as lender fees, title work and insurance. Your lender gives you a written estimate early, so there are no surprises.
Should I get pre-approved first?
Yes, if you are getting a mortgage. A pre-approval tells you what you can spend, and sellers take your offer more seriously with one.
Talk to Deborah about buying
Tell Deborah where you are looking and what you would like to spend.
(443) 409-1272 LPT Realty